Did you know that Iowa is the only state that doesn’t have a private cause of action for consumers who’ve been cheated?
That’s why a Senate subcommittee is considering creating a legal private cause of action. This would help Iowans who’ve been defrauded by unscrupulous salespersons, contractors and others. Victims would be able to go to court to get their money back when they have been cheated and collect attorneys’ fees when they win.
The Iowa Attorney General’s Office helps as many people as it can, but it can’t represent individual consumers in court. That means many Iowans are unable to seek damages.
Here’s an example: You hire someone to re-shingle your roof, paying $5,000 up front. You get new shingles, but they aren’t installed properly. As a result, your roof leaks, damaging your property.
Under current law, you’d have to go to court and fight for your rights. If you win, you are still out the cost of your attorney fees. This is a no-win situation that lets dishonest people walk away with your hard-earned money.
Iowans deserve the opportunity to go after the bad guys. This new legislation would give them that chance.